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"Personal Information" is information that is personally identifiable such as names, addresses, e-mail addresses, telephone numbers, physical descriptions, bank account information and other non-public information collected by Phoneloan.com in the course of providing the Services or automatically collected by visiting Phoneloan.com's Website.
"Anonymous Information" means information that is not associated with or linked to your Personal Information. Anonymous Information does not permit the identification of individual persons.
PERSONAL INFORMATION WE COLLECT
We collect Personal Information that you submit to us voluntarily through our Website, through the use of our Services, and through online and offline communications between you and Phoneloan.com.
When you create a member account, or enter into an Agreement with us, you provide Personal Information including your name, e-mail address, phone number, home address, and date of birth. You also provide a detailed description of the personal property that you wish to sell, how long you have owned such personal property and, if the property was found by you or another person, details of the finding. To facilitate payment to you we also collect your bank account number and routing information that you provide to us.
We may collect and develop additional information about you and your property during the course of our communications (by telephone, e-mail or postal mail) and during our evaluation of your property, and may associate such information with the Personal Information you provide.
When you contact us by sending us an e-mail, we will collect your e-mail address and any information contained in the message you send us.
PERSONAL INFORMATION COLLECTED VIA TECHNOLOGY
As you visit our Website and/or use our Services, certain information may also be collected passively, including your internet protocol (IP) address and the browser that you use to visit our Website. Phoneloan.com also stores a small text file called a "Cookie" on your computer to store your login information (if any) and your personal preferences for our Services. Phoneloan.com may use both session cookies (which expire once you close your web browser) and persistent cookies (which stay on your computer until you delete them). This information may be associated by us with Personal Information that we have collected from you.
PERSONAL INFORMATION FROM OTHER SOURCES
We may receive Personal Information about you from other sources such as telephone or fax, or from third parties that provide Services for us in connection with our Services. Phoneloan.com will associate that information with your Personal Information.
USE OF INFORMATION WE COLLECT
We use your Personal Information to provide our Services to you, to respond to requests that you make, to improve our Services, and to offer you additional information and opportunities. We will use the e-mail and home address you provide to communicate with you and provide you necessary documentation relating to any Agreements you enter into with us. We may also communicate with you by telephone using the telephone number you provide us.
We may also use your Personal Information to provide you with promotional e-mails, and may contact you by telephone from time to time either directly or in partnership with other vendors or service providers. You may opt out of receiving these messages as described below.
We may create Anonymous Information records from Personal Information by excluding information (such as your name) that makes the information personally identifiable to you. We may use this Anonymous Information to analyze usage patterns so that we may enhance our Services. We reserve the right to use and disclose Anonymous Information to third parties at our discretion.
DISCLOSURE OF PERSONAL INFORMATION
We may provide your Personal Information to third-party service providers that provide services to us or for us in connection with our Services. However, these service providers do not have any independent right to disclose this Personal Information except to help us provide our Services or as required in order in order to comply with applicable law.
CHOICES REGARDING PERSONAL INFORMATION
When you receive promotional e-mails from us, you may indicate a preference to stop receiving such communications from us and you will have the opportunity to "opt-out" by following the instructions in the applicable e-mail. If we contact you by telephone for promotional purposes, you may notify us at that time if you do not wish to receive further promotional telephone communications.
You may change certain details of your Personal Information by contacting Phoneloan.com.
You may request that Phoneloan.com delete or destroy your Personal Information. We will delete or destroy any Personal Information that we have collected about you, provided there is no ongoing Agreement, and solely to the extent permitted by law. Please note that we are required by law to maintain the Personal Information you provide to us in the course of executing an Agreement for a period of at least three years following the completion or termination of that Agreement. When we delete electronic information that we have collected from or about you, it will be deleted from our active Phoneloan.com databases but may remain in our archives.
LINKS TO OTHER WEBSITES
Phoneloan.com has put in place commercially reasonable and appropriate physical, electronic and managerial procedures to safeguard and secure the information we collect from you. For example, we will use Secure Socket Layer (SSL) technology (or comparable technology), including 128-bit encryption, to provide security for sensitive transmissions of Personal Information through our Website. Our servers are located in a secure facility, protected by 24/7 security guards, and, among other procedural safeguards, we restrict access to Personal Information about you to those employees who need to know such information to provide our Services to you. Although Phoneloan.com will implement and follow these measures to protect against unauthorized access (whether electronic or physical) to your Personal Information, no company, including Phoneloan.com, can fully eliminate security risks associated with Personal Information and we cannot guarantee that unauthorized access to your information will never occur.
Our mailing address and the location of our office: 110 Walter Way #2158 Stockbridge, GA 30281